Each loan requires 30–50 different risk assessments — read, reconciled, and judged by hand, on every loan, every time. Converge does that work for you, sourced, structured, and ready to review.
The systems you already run weren’t built to change that. Converge was.
here's the issue
Fully-loaded cost starts at $7–8K per loan, underwritten manually.
Default rates run 4–8% in many private credit strategies.
The only way to process more volume is to hire more people.
here's what it becomes
Manual underwriting costs are dramatically reduced.
Every conclusion is sourced, traceable, and audit-ready.
The same team reviews more files without adding headcount.
Built first for the lenders who feel the document burden most — private credit, real-estate-backed, bridge, and non-bank originators underwriting complex files by hand.
Converge builds understanding the way an underwriter does — from the ground up. Every layer feeds the next, and every conclusion stays connected to its source.
▸ read Every document, every page, classified and extracted.
▸ reconcile Evidence weighed against source hierarchy.
▸ return Findings with severity, rationale, and citation.
The intelligence infrastructure for institutional lending. Read every document. Form every assessment. Cite every conclusion.